COVID-19 Housing Resources

Are you impacted by COVID-19 and having trouble paying for rent or mortgage?   Visit the State's COVID-19 Housing Resources and Guidance to get upto date information on current programs that assist individuals and families in identifing resources to help maintain safe housing during the crisis.   This includes the Rental Assistance for Families in Transition (RAFT) and Emergency Rental and Mortgage Assistance (ERMA) and other resources for renters, homeowners and Landlords. If you live in Massachusetts, you can also call 2-1-1 for assistance and more information.   (Click on blue text for links to resources).  

Residents in  Acton, Concord, Lincoln, Maynard, Sudbury, Wayland and Weston can apply for RAFT and ERMA assistance through the South Middlesex Opportunity Council (SMOC); Bedford and Lexington Residents would apply through Metro Housing Boston

If you are impacted by COVID 19 and need immediate assistance - CHAPA resource page provides detailed listings for assistance with rent, mortgage, shelter, food, legal aide and more. 


Things are changing quickly, and we are working hard to bring you information on what is happening in our member towns, and what you can do to stay safe and productive. Most local Boards of Health provide up to date information on COVID-19. Your Town’s website will be an excellent resource during this time.

Each Town's area of our website contains several sources of help and information, including:

  • Finding out where and how to get food and medication delivered
  • Getting emergency financial assistance with rent or utilities
  • Other urgent resources or social service needs, including unemployment benefits
  • New legislation on eviction and foreclosure moratoriums
  • Volunteer opportunities

Keep in mind that due to the proximity of our member towns, some of the town-specific resources will overlap communities. If you don’t see what you need in your Town area of our website, check other nearby Towns for additional resources.

The RHSO staff continue to work remotely will be monitoring inquiries via email and phone messages.   If you would like to meet with staff or are dropping off an application at the office, please alert the staff.  Someone is in the office periodically.

Below are general COVID-19 resources and information from various state and federal agencies specifically geared towards housing and affordablility. 

RAFT Program - The RAFT Program is a homelessness prevention program funded by the Department of Housing and Community Development (DHCD) which provides short-term financial assistance to low-income families for housing expenses including rent, mortgage and HOA fees.

Massachusetts Moratorium on Evictions and Foreclosures - Bill signed into law by Governor Baker on April 20, 2020 (see summary of bill below at bottom of page)

COVID-19 Affordable Housing Updates from Citizens Housing and Planning Association

MA Dept of Housing and Community Development COVID-19 Info 

COVID-19  Resources from Massachusetts Association of Community Development Corporation

MassBay United Way COVID-19 Family Support Fund

Acton-Boxborough United Way

Families First Coronoavirus Response Act H.R.6201 -  provides paid sick leave and free coronavirus testing, expanding food assistance and unemployment benefits, and requiring employers to provide additional protections for health care workers.

Greater Boston Legal Aid Website (English)

Greater Boston Legal Aid Website (Spanish)

The Consumer Financial Protection Bureau (CFPB) has a list of suggestions and resources  

Housing Consumer Education Center offers resources for both renters and homeowners

SPECIFIC RESOURCES FOR RENTERS:

South Middlesex Opportunity Council (SMOC) rental housing assistance for Acton, Concord, Sudbury, Wayland and Weston residents

Metro Housing Boston Rental Assistance - rental housing assistance for Bedford and Lexington residents

Federal CARES Act Eviction Moratorium

HUD Foreclosure and Eviction Suspension Notice

SPECIFIC RESOURCES FOR HOMEOWNERS:

Federal Housing Finance Agency - Relief for Fannie Mae/Freddie Mac mortgages

RAFT Program - The RAFT Program is a homelessness prevention program funded by the Department of Housing and Community Development (DHCD) which provides short-term financial assistance to low-income families for housing expenses including rent, mortgage and HOA fees.