COVID-19 Housing Resources

Are you impacted by COVID-19 and having trouble paying for rent or mortgage?   Visit the State's COVID-19 Housing Resources and Guidance to get upto date information on current programs that assist individuals and families in identifing resources to help maintain safe housing during the crisis.   This includes the Rental Assistance for Families in Transition (RAFT) and Emergency Rental and Mortgage Assistance (ERMA) and other resources for renters, homeowners and Landlords. If you live in Massachusetts, you can also call 2-1-1 for assistance and more information.   (Click on blue text for links to resources).  

Residents in  Acton, Concord, Lincoln, Maynard, Sudbury, Wayland and Weston can apply for RAFT and ERMA assistance through the South Middlesex Opportunity Council (SMOC); Bedford and Lexington Residents would apply through Metro Housing Boston

Housing counseling and small rental assistance grants may be available for Concord, Lexington and Wayland residents through MetroWest Collaborative Development.   See flier for more detail.

CDC Eviction Moratorium - Click on the blue text for more information.  Tenants who are unable to pay their rent due to circumstances of COVID can find the Declaration Form required to be submitted to the Landlord in order to claim eviction protection under the CDC Eviction Moratorium.  This Moratorium is set to expire June 30, 2021.

If you are impacted by COVID 19 and need immediate assistance - CHAPA resource page provides detailed listings for assistance with rent, mortgage, shelter, food, legal aide and more. 


The RHSO is administering local ERAP for Bedford, Sudbury and Weston (Click on your Town for more infomation)  ERAP provides temporary monthly rental assistance in the form of a grant to eligible households who have had a loss of income due to the COVID-19 pandemic.  ERAP will pay between $350 - $800/mo. in rental assistance, depending on unit size for up to four months.(click on your town above for more detail).  Payments are made directly to the landlord.   Grant renewals may be possible depending on continued eligibility and available funding refer to Town page for details.

  Click here for Program Application and Program Guidelines (Click on link for your town above for more detail, programs may vary)

Para solicitar el programa de Asistencia de Alquiler de Emergencia en español, haga clic aquí.

Para inscrição no programa Emergency Rental Assistance em Brazilian português, clique aqui.

Things are changing quickly, and we are working hard to bring you information on what is happening in our member towns, and what you can do to stay safe and productive. Most local Boards of Health provide up to date information on COVID-19. Your Town’s website will be an excellent resource during this time.

Each Town's area of our website contains several sources of help and information, including:

  • Finding out where and how to get food and medication delivered
  • Getting emergency financial assistance with rent or utilities
  • Other urgent resources or social service needs, including unemployment benefits
  • New legislation on eviction and foreclosure moratoriums
  • Volunteer opportunities

Keep in mind that due to the proximity of our member towns, some of the town-specific resources will overlap communities. If you don’t see what you need in your Town area of our website, check other nearby Towns for additional resources.

The RHSO office will be closed indefinitely, but we will be monitoring inquiries via email and phone messages. Be well and be safe.

Below are general COVID-19 resources and information from various state and federal agencies specifically geared towards housing and affordablility. 

RAFT Program - The RAFT Program is a homelessness prevention program funded by the Department of Housing and Community Development (DHCD) which provides short-term financial assistance to low-income families for housing expenses including rent, mortgage and HOA fees.

Massachusetts Moratorium on Evictions and Foreclosures - Bill signed into law by Governor Baker on April 20, 2020 (see summary of bill below at bottom of page)

COVID-19 Affordable Housing Updates from Citizens Housing and Planning Association

MA Dept of Housing and Community Development COVID-19 Info 

COVID-19  Resources from Massachusetts Association of Community Development Corporation

MassBay United Way COVID-19 Family Support Fund

Acton-Boxborough United Way

Families First Coronoavirus Response Act H.R.6201 -  provides paid sick leave and free coronavirus testing, expanding food assistance and unemployment benefits, and requiring employers to provide additional protections for health care workers.

Greater Boston Legal Aid Website (English)

Greater Boston Legal Aid Website (Spanish)

The Consumer Financial Protection Bureau (CFPB) has a list of suggestions and resources  

Housing Consumer Education Center offers resources for both renters and homeowners


South Middlesex Opportunity Council (SMOC) rental housing assistance for Acton, Concord, Sudbury, Wayland and Weston residents

Metro Housing Boston Rental Assistance - rental housing assistance for Bedford and Lexington residents

Federal CARES Act Eviction Moratorium

HUD Foreclosure and Eviction Suspension Notice


Federal Housing Finance Agency - Relief for Fannie Mae/Freddie Mac mortgages

RAFT Program - The RAFT Program is a homelessness prevention program funded by the Department of Housing and Community Development (DHCD) which provides short-term financial assistance to low-income families for housing expenses including rent, mortgage and HOA fees.