Foreclosure Help

If you have a foreclosure scheduled in the next seven days, the Massachusetts Division of Banks may be able to ask for a 60-day extension to work something out with your bank. Email their office at dobconsumer.assistance@mass.gov or call (617) 956-1501.

If your income went down or your expenses went up because of the COVID pandemic, and you are earning less than 150% of the area median income, and you have missed at least three mortgage payments, you can apply to the Massachusetts Housing Assistance Fund. Fill out the online application or call the Massachusetts Affordable Housing Alliance at (617) 822-9100.

The Massachusetts Attorney General's Office has helpful information about how to work with your mortgage company to avoid a foreclosure.  

If you meet the income guidelines, you might be able to refinance your mortgage through Mass Housing to lower your interest rate.