Foreclosure Help | Regional Housing Services Office

If you have a foreclosure scheduled in the next seven days, the Massachusetts Division of Banks may be able to ask for a 60-day extension to work something out with your bank. Email their office at dobconsumer.assistance@mass.gov or call (617) 956-1501.

The Massachusetts Attorney General's Office has helpful information about how to work with your mortgage company to avoid a foreclosure.

If you are behind on your mortgage, you may qualify for a maximum of $7,000 per year in assistance from the state’s RAFT Program. You can apply:

Online or
Acton, Concord, Lincoln, Maynard, Natick, Sudbury, Wayland, Weston: through SMOC, the South Middlesex Opportunity Council.
Bedford and Lexington: through Metro Housing Boston

The Homeownership Preservation Foundation has counselors available 24/7 in more than 200 languages at 888.995.HOPE. They can explain various options to pursue with your lender instead of foreclosure and support you throughout the process.

If you have a MassHousing mortgage, please call them at 888-843-6432 or email hocustomerservice@masshousing.com for help finding the best options if you are having trouble keeping up with your payments.